As a business owner in Ohio, you are well aware of the time and money you have invested to start and grow your business. One significant loss for a company can have serious consequences. Because no two businesses are exactly alike, companies need to have a unique commercial insurance package put together so that the business owners can have peace of mind that their business will be protected. Our professional agents at Ferguson Agency, LLC are experts in helping business craft an insurance solution that will meet all of your business needs.
One of the first coverage options you should speak to your agent about is Commercial General Liability. Commercial Liability coverage offers a broad range of financial protection. The policy can protect your businesse from claims resulting from bodily injury, property damage, advertising injuries, and it can also extend coverage to protect against claims of slander and libel. If the nature of your business requires high liability coverage, you should discuss purchasing an umbrella policy with your agent.
Worker's Compensation is also an essential coverage for a business to buy. It not only protects your business financially but is mandatory in the state of Ohio. Workers Compensation offers benefits to workers who are injured on the job. An insurance agent can help you purchase a policy through the Ohio Bureau of Worker's Compensation.
Whether or not you own or lease your business office space, having a property insurance policy is critical to protecting your business in the event of a loss. Commercial property insurance is unique to each business, and depending on the nature of your business, you may need to purchase additional coverage such as business interruption.
No matter how big or small your business is, the agents at Ferguson Agency, LLC are ready to assist with your insurance needs, please feel free to reach out to us today to start building a plan that is right for you. Our agents are ready to answer your questions and concerns.